South Florida Injury Lawyers Blog
Florida is one of the top destinations sought by customers of Airbnb, VRBO and other home-sharing, short-term rental hubs – especially around the holidays, where people are seeking a warm respite from the northern cold.
But when injuries occur on these properties as a result of dangerous conditions, the issue of liability can be complex.
Generally, traditional hotels and properties overseen by rental management firms are covered under commercial liability insurance policies that provide for coverage if someone is killed or seriously injured on site. Additionally, private homeowners often carry their own insurance policies to cover injuries suffered by social guests. However, when a private homeowner is renting out a property for commercial gain, injuries sustained by commercial guests may not be covered under a homeowners’ private policy.